Loan Track Ventures
Smart Havens Africa
Uganda
Smart Havens Africa (SHA) is a social enterprise, founded and headed by Anne Rweyora, focused on providing affordable pathways to homeownership for low-income families, especially women-headed households who often face barriers to secure long-term housing. SHA’s mission extends beyond building sustainable and environmental friendly homes to empowering families by creating jobs, promoting financial literacy and supporting women’s empowerment. With 70% of women-headed families in Uganda living in informal settlements and just 1% of the population having access to housing finance, SHA works to tackle housing poverty, offering hope for a future where women have the skills and resources to thrive.
Smart Havens Africa will use RAMA Impact’s financial and non-financial support to increase land and home equity among low-income women by 30%, help 45 new families acquire homes, increase overall revenue by 15%, and raise female workforce participation by 36% over a period of 18 months.
Progress Toward Key Milestones
Revenue Growth to Date - 2024/2026
5%
9%
13%
Impact Achieved to Date - 2024/2026
Increased land and home equity ownership among low-income women by 10%.
Offered training sessions to 90 women around Homeownership Awareness, Property Management and Financial Literacy.
Increased Female Workforce Participation by 4.5%.
Increased land and home equity ownership among low-income women by 16%.
Offered training sessions to 180 women around Homeownership Awareness, Property Management and Financial Literacy.
Increased Female Workforce Participation by 9%.
Increased land and home equity ownership among low-income women by 53%.
Offered training sessions to 270 women around Homeownership Awareness, Property Management and Financial Literacy.
Increased Female Workforce Participation by 14%.
Achieved IFC EDGE Certification by achieving savings of 27% in Water usage, 45% in Energy consumption and 71% in embodied carbon in building materials.







